Benefits card and wallet solutions for health plans

We’re more than a card. We’re the one-stop shop for your entire program.

Speak delivers health plan benefits and rewards through one Universal Wallet and one card, for Medicare Advantage, Medicaid, and commercial plans. One contract, one partner: we integrate and manage the vendors behind your benefits so your team works with one point of accountability.

Speak Universal Wallet app and benefits card

If it’s on the card, it’s in the wallet

And if it’s not on the card, we can integrate it.

OTC & food benefits

Access to funds for grocery and over-the-counter items.

Vision, dental, & hearing

Coverage for routine eye exams, glasses, dental check-ups, cleanings, hearing aids, and other related services.

Fitness programs

Access to fitness programs, gym memberships, and wellness classes to promote healthy lifestyles.

Transportation services

Non-emergency transportation for medical appointments and in some cases, non-medical purposes like grocery shopping or job training.

Home-delivered meals

Provision of meals to members post-hospital discharge or to those identified as high-risk, ensuring nutritional needs are met during recovery.

Doula & maternity support

Support for pregnant members through services like doula assistance, prenatal and postpartum home visits, and educational services.

Housing assistance

Financial support for members who are homeless or at risk of homelessness to secure stable housing.

Speak multi-benefit card

One card solution

Once members are carded, the possibilities are endless.

Healthcare benefits

All their OTC and Value-Added benefits in one high-engagement platform.

Healthy behavior rewards

Healthy behaviors like getting vaccinated and checking blood pressure earn rewards, as do gym visits.

Supplemental benefits

Hearing, vision, transport, utilities, meals, maternal care, fitness, and other added perks are available as supplemental benefits.

Drive measurable outcomes

Programs designed around gap closures, HEDIS measures, and Star Ratings.

We can add non-carded benefits, too

Here are a few benefit examples – but you can add others

Hearing

Vision

Dental

Meals

Non-emergency transportation

Non-emergency transportation

One-click, 24/7 access right from the wallet

AI Assistance

Chat

Interactive Voice Response

Live Agent Support

Speak Universal Wallet support options on mobile phones

Speak Universal Wallet support options on mobile phones

By plan type

Find the solution for your plan

One card and one wallet, configured to how your plan is funded, regulated, and measured.

Medicare AdvantageOTC, flex, healthy food, and SSBCI benefits on one card and one wallet, with benefit-level controls and reporting.Medicare Advantage solutions →MedicaidOne card and one wallet for Medicaid and D-SNP members: OTC, healthy food, transportation, and rewards, built for managed care plans.Medicaid solutions →CommercialCarded wellness rewards, OTC, and healthy food benefits in one member wallet, spent directly at participating merchants.Commercial solutions →