We Speak

Benefits

Rewards

Healthcare

A smarter way to deliver
health benefits and rewards.

The Currency of Care^®

Health benefits and rewards can be difficult for consumers to use and cumbersome for health plans to manage. Speak is here to change that, with innovative, easy-to-use health benefit and reward solutions for today’s world.

Founded by pioneers in restricted payment solutions, we offer a uniquely powerful blend of deep industry know-how and technological expertise, giving you best-in-class resources to drive effectiveness for your health plan’s programs.

Delivering flexible, intuitive, and modern payment solutions to the widest retail acceptance network in the healthcare industry, we are on a mission to become the Currency of Care.^®

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Empower members with intuitive, self-service experiences.

Our action-driven, easy-to-use online and app experience empowers members to manage their accounts and check balance, search their nearest store to shop, search for savings, earn rewards, and much more.

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Slide 1

Empower members with intuitive, self-service experiences.

Our action-driven, easy-to-use online and app experience empowers members to manage their accounts and check balance, search their nearest store to shop, search for savings, earn rewards, and much more.

Introducing
Speak Pay

Flexible payment solutions,
customized to fit your health
plan and goals.

There is no one-size-fits-all approach to health benefits and rewards. From unrestrictive payment solutions to UPC-level restrictions, Speak takes a consultative approach to partnership, configuring solutions to fit your program’s unique needs.

Partnership Benefits

Broadest selection of
payment solutions available

Largest set of Approved
Product Lists (APLs) in
the industry

Receive unspent
funds back

Over $200/month in funded
rebates from top brands

Superior Member Engagement
and Satisfaction

We believe driving superior member engagement starts with building frustration-free experiences. Speak empowers your members at every level by providing better choices, intuitive experiences, and setting a new bar for innovative member support.

Member Benefits

The largest retailer
acceptance network, by far

Channel flexibility: in-store,
online, or delivery

Intuitive self-service
experiences

Innovative, next-gen
member support

Innovative Reward Solutions

Speak offers unparalleled experience in crafting reward solutions that meet your program goals and compliance needs. Our expertise in digital payment solutions means your members can get instant gratification with real-time rewards that seamlessly integrates with your health program goals.