About us

Speak is a health-focused fintech company who delivers innovative and modern payment solutions to the healthcare industry with the mission to become the Currency of Care.
Our goal is to be the most flexible payment option in the industry, driving superior member engagement and satisfaction that optimizes health plan outcomes, reduces cost, and delivers innovative rewards with superior results.

We Speak Benefits.

Who we are

Founded in 2017, Speak delivers more than OTC benefits administration.
We are a total benefits platform designed to deliver superior outcomes for your members.

One partner, endless possibilities

Card Benefits

  • Carded benefits for Medicare, Medicaid, ACA, & commercial
  • Supplemental benefits & rewards
  • SKU & merchant-level restriction

Universal Digital Wallet

  • Supports all carded benefits
  • Integrates non-carded benefits
  • Product scanner with optional health integrations
  • Native customer support in app

Customer & Client Support

  • Full contact center capabilities
  • AI-enabled for faster service at a lower cost
  • Built-in dashboards & reporting
  • Dedicated account management

Our latest

Speak joins Morse Capital Partners

Speak Benefits has joined the Morse family on a mission to disrupt the healthcare payment technologies industry.

Our values

Member focused

Putting member needs at the center of the business drives us to find innovative ways to make benefits and rewards easier to access and redeem

Innovative

By constantly innovating our technology and usability practices, we ensure a product that is best in class for members and clients alike.

Consultative

Every health benefit or reward program is unique. We’re focused on providing flexible options and working with you to achieve collaborative solutions that meet your program goals.

Team oriented

We have a diverse team with many areas of expertise. A collaborative, team-oriented approach ensures deep-rooted quality in all areas of our business and our technology.