Benefits and rewards, in the wallet members already open.

Medicaid and dual-eligible members carry the widest mix of benefits in managed care. Speak brings health plan benefits and rewards into a single wallet — so members can see what they have and use it.

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Total benefits available
$482.40
Across 3 programs · resets May 1
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Pharmacy
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Your benefitsSee all
GroceriesMonthly allowance
$240.00
PharmacyOTC allowance
$160.00
TransportationRide allowance
$82.40

Benefits go unused for reasons that have nothing to do with need.

Medicaid programs carry more benefit types, more vendors, and more member churn than any other line of business. The barriers members hit are practical ones: too many cards, no visibility into balances, and support that lives outside the app.

A card for every program

A card for food, another for OTC, a transportation number on a mailer. Members are left carrying the integration burden.

No line of sight to balances

When a member cannot see what a benefit is worth today, they treat it as unavailable. Utilization reporting arrives too late to fix that.

Benefits live in silos

Members manage food, pharmacy, and transportation benefits in different places, with different support lines.

Benefit design per contract

Purses, eligibility rules, and allowable spend are configured per state and line of business, with versioned records of every change.

Value-added services

Vision, dental, hearing, non-emergency transportation, and meal supports administered as documented, restricted purses.

Continuity through churn

A digital channel that still reaches members when a mailing address has gone stale, with re-enrollment and reload prompts in the wallet.

Encounter and utilization reporting

Produced from platform data on your submission schedule, in the format the state requires.

Configured to the contract you actually signed.

Speak administers Medicaid benefits the way state contracts are written and audited — purse by purse, with the documentation attached rather than reconstructed later.

Speak
OTC & Value Added BenefitsHealthy FoodRewards
Meals & NutritionTransportation
Baby & ParenthoodDiabetes ManagementUtilities
Card

Card your members once, support them forever.

One multi-functional, custom-branded card carries every carded benefit in the program. Restrictions are enforced at the point of sale, so a member never has to guess whether an item qualifies.

Curated or custom Approved Product Lists, restricted at SKU and merchant level.

Add new benefit purses to the same card as the program evolves — no re-carding.

Card management, PIN reset, and replacement handled inside the wallet.

Reward programs built around the measures you are held to.

Reward purses follow proven program archetypes. Members earn on the card they already carry, and every earned dollar ties back to a completed activity.

Mother & baby support

  • Prenatal visit attendance
  • Postpartum follow-up
  • Well-child visit series

Supports timeliness of prenatal and postpartum care

Diabetes support

  • A1c screening
  • Retinal exam
  • Supplies and monitoring purse

Supports comprehensive diabetes care

Immunization support

  • Childhood immunization series
  • Adolescent catch-up
  • Seasonal shots

Supports childhood and adolescent immunization status

Support built around the member, not the vendor.

Speak runs its own AI-enabled service operation, so the team answering a Medicaid member's call knows the benefit, the card, and the retailer. It works alongside your existing call center — live agent support can sit with the plan, with Speak, or with a third party.

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  • In-app live chat and support calling
  • Phone and chat coverage around the clock
  • No leaving the wallet to get help
  • Support in the member’s own language
  • Plain-language collateral at required reading levels
  • Live agents, IVR, and visual assist
  • Benefit reload alerts
  • Reward opportunities as they are earned
  • Well-child, prenatal, and screening reminders
  • Activation, balances, lost or stolen cards
  • Product eligibility and store finder
  • Program questions and transaction history
Client portalMedicaid · statewide
UtilizationRewardsExports
Cards issued
By county & plan
Fulfilment tracking
Activation
By cohort
First use to repeat use
Utilization
By purse
Spend and breakage
JulAugSepOctNovDecJanFeb
Data & reporting

Reporting your team can hand straight to the state.

A 24/7 client portal shows card issuance, activation, and utilization as they happen, with presentation-ready exports and the transaction-level detail behind every figure.

Member communications — cards, mailers, and catalogs — are designed and produced in-house at required reading levels, with translation and accessible formats.

HITRUSTPCI DSSSOC 2HIPAA
Reported on:
Card activityTransaction activityContact center performanceRedemption fundsMember engagement

Let's talk about your Medicaid program.

Tell us what your contract requires, and we will show you how the program is configured, launched, supported, and reported.

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