Who we serve

Founded in 2017, Speak delivers more than OTC benefits administration. We are total benefits platform designed to deliver superior outcomes for your members.

Trusted by millions every day

Years of experience supporting clients, large and small, with carded benefits, digital wallets, and leading customer support.

$110B+

Spent by our members per year

50M+

Members under current management

1.4B

Annual call center touch points

Why it matters

Speak is easy to deploy, with all the services your program needs under one roof.

Finance

  • Balance checks
  • Card management

Ecommerce

  • Shopping
  • Payments

Rewards & Benefits

  • Reward architecture
  • Visibility into additional benefits

A one-stop shop

Robust, built-in features make Speak an easy choice for you and your members.

Balance checks

Shopping

Nutrition guidance

Card management

Payments

Customer support

Product eligibility

Reward architecture

Impacting outcomes

More engagement. More satisfaction. Better outcomes.

Gap closures

Star ratings

HEDIS measures

Customer satisfaction scores

Data & reporting

All the data you need to satisfy regulatory requirements and drive the outcomes you want

  • Understand member behaviors
  • Program compliance support
  • Customer service reporting

By plan type

Find the solution for your plan

One card and one wallet, configured to how your plan is funded, regulated, and measured.

Medicare AdvantageOTC, flex, healthy food, and SSBCI benefits on one card and one wallet, with benefit-level controls and reporting.Medicare Advantage solutions →MedicaidOne card and one wallet for Medicaid and D-SNP members: OTC, healthy food, transportation, and rewards, built for managed care plans.Medicaid solutions →CommercialCarded wellness rewards, OTC, and healthy food benefits in one member wallet, spent directly at participating merchants.Commercial solutions →